Head-to-Head Comparison

SimplePayment vs Affordable MTD

Comprehensive feature analysis, ratings breakdown, platform compatibility, and community review comparison.

SimplePayment

SimplePayment

Fintech

Get paid by international clients with one simple link

No ratings (0 reviews)8 Upvotes
Affordable MTD

Affordable MTD

Fintech

The simplest Making Tax Digital software - free for 2026-27

No ratings (0 reviews)8 Upvotes

Detailed Feature Comparison Matrix

Compare Other Tools
Dimension
SimplePaymentSimplePayment
Affordable MTDAffordable MTD
Primary CategoryFintechFintech
Community Rating
No ratings(0 reviews)
No ratings(0 reviews)
Community Upvotes8 votes8 votes
Supported Platforms
Web
Web
Tags & Focus
#SaaS#Fintech#Payments
#Fintech#Accounting
Maker / CompanyIndependent DeveloperIndependent Developer
Platform VerificationCommunity ListingCommunity Listing

About SimplePayment

SimplePayment is a Fintech SaaS solution built to simplify the billing process for freelancers, consultants, agencies, and small teams working with international clients. The core objective of the platform is to streamline global billing, enabling users to request and receive payments using just a single link.

With SimplePayment, businesses can send an invoice link that directs clients to a dedicated, branded payment page. To improve the user experience and build client trust, the payment interface is automatically localized to the client's preferred language. The system supports multiple payment options, allowing clients the flexibility to settle invoices via standard card payments or convenient bank transfers.

Pros of SimplePayment

  • Streamlined payment collection using a single invoice link
  • Supports convenient payment options including card and bank transfer
  • Delivers a professional experience with branded payment pages
  • Increases transaction trust by localizing the payment interface to the client's language

Cons of SimplePayment

  • Specific supported card networks and bank transfer protocols are not detailed in the metadata
  • No information provided regarding platform pricing or transaction fees
  • Limited public feedback with zero user reviews currently registered in the metadata

Frequently Asked Questions

What is SimplePayment?

SimplePayment is a Fintech SaaS tool designed for freelancers, consultants, agencies, and small teams. It allows users to get paid by international clients using a single invoice link.

Which payment methods does SimplePayment support?

Clients can settle their invoices on SimplePayment using either card payments or bank transfers.

Does SimplePayment localize the client experience?

Yes. SimplePayment provides branded payment pages that are automatically localized to your client's specific language to ensure a smooth transaction process.

About Affordable MTD

Affordable MTD is an HMRC-recognised Making Tax Digital software solution created specifically for sole traders and landlords. Developed by entrepreneur Jason Nesbitt, the tool is designed to strip away unnecessary complexity and provide the simplest method for submitting mandatory quarterly tax updates.

Unlike traditional, heavy accounting platforms, Affordable MTD intentionally excludes extra features like bank feeds, VAT tracking, and comprehensive bookkeeping tools. By focusing strictly on essential quarterly updates, it offers a straightforward experience for users who do not require a full accounting suite.

Affordable MTD is completely free for the 2026-27 tax year. Following the free period, access is priced at an affordable £19.99 per year.

Pros of Affordable MTD

  • HMRC-recognised software for compliance
  • Completely free for the 2026-27 tax year and only £19.99/year thereafter
  • Extremely simple interface focused strictly on quarterly updates
  • Tailored specifically for sole traders and landlords

Cons of Affordable MTD

  • Does not include full accounting features
  • Lacks banking integration
  • Does not support VAT management

Frequently Asked Questions

What is Affordable MTD?

Affordable MTD is an HMRC-recognised software application built to help UK sole traders and landlords submit their required Making Tax Digital quarterly updates.

How much does Affordable MTD cost?

Affordable MTD is free to use for the 2026-27 tax year. After that, it costs £19.99 per year.

Does Affordable MTD include banking or VAT features?

No, Affordable MTD focuses solely on quarterly tax updates and does not include banking, VAT features, or full accounting suites.

Who is this software designed for?

It is designed specifically for sole traders and landlords looking for a minimalist, affordable way to handle their HMRC quarterly filings without bloated features.

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