Affordable MTD is an HMRC-recognised Making Tax Digital software solution created specifically for sole traders and landlords. Developed by entrepreneur Jason Nesbitt, the tool is designed to strip away unnecessary complexity and provide the simplest method for submitting mandatory quarterly tax updates.

Unlike traditional, heavy accounting platforms, Affordable MTD intentionally excludes extra features like bank feeds, VAT tracking, and comprehensive bookkeeping tools. By focusing strictly on essential quarterly updates, it offers a straightforward experience for users who do not require a full accounting suite.

Affordable MTD is completely free for the 2026-27 tax year. Following the free period, access is priced at an affordable £19.99 per year.

Pros of Affordable MTD

HMRC-recognised software for compliance
Completely free for the 2026-27 tax year and only £19.99/year thereafter
Extremely simple interface focused strictly on quarterly updates
Tailored specifically for sole traders and landlords

Cons of Affordable MTD

Does not include full accounting features
Lacks banking integration
Does not support VAT management

Frequently Asked Questions

What is Affordable MTD?

Affordable MTD is an HMRC-recognised software application built to help UK sole traders and landlords submit their required Making Tax Digital quarterly updates.

How much does Affordable MTD cost?

Affordable MTD is free to use for the 2026-27 tax year. After that, it costs £19.99 per year.

Does Affordable MTD include banking or VAT features?

No, Affordable MTD focuses solely on quarterly tax updates and does not include banking, VAT features, or full accounting suites.

Who is this software designed for?

It is designed specifically for sole traders and landlords looking for a minimalist, affordable way to handle their HMRC quarterly filings without bloated features.