Talvo is a dedicated European money tracker and budgeting application designed to give users clear visibility into their personal finances. Founded by Philippe Maes, the platform simplifies spending analysis by linking bank accounts and organizing financial data into actionable insights.
By leveraging secure open banking protocols via PSD2, Talvo enables direct synchronization with over 2,500 European banks. The app automatically categorises every incoming and outgoing transaction, allowing users to effortlessly keep track of daily expenses, manage personal budgets, and monitor total net worth over time.
Security and data compliance are central to Talvo's infrastructure. The platform is entirely EU-hosted and GDPR native, providing European consumers with a privacy-focused financial tracking solution that adheres strictly to regional regulations.
Talvo is a European personal finance app designed to help users automatically track spending, manage personal budgets, and monitor total net worth.
Talvo supports connections with over 2,500 European banks through PSD2 open banking integrations.
Yes, Talvo automatically categorises every transaction pulled from connected bank accounts to streamline budget management.
Talvo is fully EU-hosted and GDPR native, ensuring high standards of data protection and compliance with European privacy laws.

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Founder of Talvo: Money & Budget tracker